The money game, handled.

Just play golf. Lowman handles the action.

The first app built for your Saturday money game. It pulls the course, computes every stroke, runs your Nassau, skins, and trash — and settles the damage in one tap on 18. No math. No spreadsheets. No “Steve’s pencil.” No pulling your phone out of your pocket until it’s time to get paid.

Free for founding foursomes · iPhone first · We never touch your money.
Golf is a foursome sport — so is the waitlist. Refer your regulars and jump the line.

9:41𝗹𝗹𝗹 LTE ▮
HOLE 7 · PAR 4 · 412 YDS · SI 3LIVE
+$23
NASSAU F9: 2↑ SKINS POT $14 · 2 CARRYING TRASH: 3 DOTS
K
KENT 8.4
41 (39 net)
+$23
M
MIKE 14.2
44 (38 net)
−$18
D
DRE 11.7
43 (39 net)
−$8
S
SAM 9.9
42 (40 net)
+$3
🎙 HOLD TO TALK TRASH
Steve has shot exactly 89 for four years.”
We spent 25 minutes in the parking lot doing skins math.”
He pocket-dialed a 9 on a hole he birdied.”

Sound familiar? Yeah. We’ve played with your group.

The Automated Ledger

Every game. Every stroke. Zero math.

Stack Nassau, match play, skins, and trash dots on one card. Lowman pulls your course’s slope and stroke index automatically, syncs everyone’s GHIN handicap, and drops the pops on the exact holes they belong — then keeps a live dollar position on every player’s screen, all round long, updated the second a score lands.

NassauSkinsMatch Play SandiesBarkiesGreenies Powered by official course + handicap data
FINAL · BETHPAGE BLACK · JUN 9
K
KENT 👑
Nassau +$15 · Skins +$8 · Trash +$3
+$26
S
SAM
Nassau +$5 · Skins −$2 · Trash +$1
+$4
D
DRE
Nassau −$5 · Skins −$1 · Trash −$1
−$7
M
MIKE
Nassau −$15 · Skins −$5 · Trash −$3
−$23
6 DEBTS → 3 TRANSFERS · SIMPLIFIED
MIKE → KENT · $23.00
DRE → KENT · $3.00
DRE → SAM · $4.00
🎙 INCOMING FROM DRE — CART 2
via FCM · 48 KB
Revival
Zach Bryan · 🔊 JBL Clip 5 · cart speaker
DUCKING · 10%
▶ 0:04 — Dre: “count it, baby”
🎙 HOLD TO REPLY
The Trash Line

Talk trash through their cart speaker. From 300 yards.

Drain a bomb? Hold the button and say something about it. Your voice fires across the course, ducks their music to a whisper, and plays through their Bluetooth speaker — then politely turns their sad country playlist back up. It’s a walkie-talkie for psychological warfare.

Push-to-talk Auto-ducks Spotify & Apple Music Faster than your buddy’s comeback
The Settlement Board

Eighteen holes of chaos. Settled in one tap.

On 18, Lowman collapses every side bet, press, and dot into the fewest possible payments — six tangled debts become two clean transfers — and hands each one straight to Venmo, pre-filled, note and all. The parking-lot argument is officially extinct.

Splitwise-style debt simplification One-tap Venmo hand-off Scores verified by the whole group
9:41
Tuesday, June 9
Score Hole 6
Match all square · $6 in skins carrying · Mike gets a pop
LOWMAN · TIME SENSITIVE · NOW
H5 POSTED ✓Kent 4 · Mike 5 · Dre 5 · Sam 6
RELEASE TO VETO H7

The end of “Steve math.”

Every score hits every lock screen the moment it’s posted. Wrong number? Anyone can freeze the ledger with one swipe — and fixing an old hole takes a group vote, not a quiet pencil. Your money game finally has checks and balances.

🛡️

Your money never touches our hands. By design.

Lowman is an accounting ledger, not a sportsbook and not a wallet. We never hold funds, never process payments, and never ask for your bank account. When it’s time to settle, we simply open Venmo on your phone with the amount pre-filled — you authorize every payment yourself, inside your own app, every time. We keep score. You keep your money.

No depositsNo walletsNo bank linkingYou approve every transfer

Fair questions.

Is this gambling?

No. Lowman tracks the games you’re already playing with your friends and does the math. We never hold or move money.

What if our scorekeeper cheats?

Every score is pushed to the whole group’s lock screens instantly, anyone can veto, and edits to past holes need group approval.

Do I need everyone in my group on the app?

The full magic needs the foursome — that’s why referring your group jumps the line.

Does it kill my battery?

No cart mode, no always-on screen. Low-power geofencing wakes the app only when you reach the next tee.

Android?

iPhone first. Android is on the roadmap — join the waitlist and tell us.

Your group’s first round on Lowman is one email away.

Founding foursomes get lifetime founder pricing — and a custom group trophy in the app.